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Investment Services

Financial Planning

We offer a broad range of wealth management and financial planning expertise, including retirement and estate planning, insurance strategies, tax planning and college saving.

Portfolio Management

Our investment portfolios are constructed utilizing a fundamental security selection process that has been used by our investment professionals for over thirty years.

Our Goal

Our goal is to deliver outstanding investment results and service to our clients and create long-lasting relationships by putting the interests of our clients first.

Types of Investments

Equities

EQUITIES

An equity is an instrument that signifies an ownership position in a corporation, and represents a claim on its proportionate share in the corporation’s assets and profits.

ETFs

ETFs

An Exchange Traded Fund (ETF) is a fund that tracks an index, but can be traded like a stock. ETFs are more tax-efficient than normal mutual funds and they have very low operating and transaction costs.

Mutual Funds

MUTUAL FUNDS

A mutual fund is a diversified portfolio of stocks or bonds managed by a professional investment advisor.  Mutual funds can have a wide range of investment strategies and goals and provide the smaller individual investor a diversified portfolio and professional investment advice.

Bonds

BONDS

A bond is a debt instrument issued for a period of more than one year with the purpose of raising capital by borrowing. The seller of the bond makes a financial commitment to repay the principal along with interest on a specified future date.

Our Approach

Individualized

Our portfolios are independently designed and structured with the individual investor’s goals in mind.

Disciplined

We construct portfolios and select assets using the same investment philosophy we have successfully employed for nearly 20 years.

Tax-Efficient

Taxes are an important aspect of an investor’s ultimate return. We utilize several techniques to minimize tax consequences in our portfolios.

Consistent

We stay true to our investment style. We do not chase trends or stray from our clients’ goals.

Diversified

Controlling risk is an important part of the investment process. Proper diversification is a major part of our investment philosophy.

Low-Turnover

Low turnover keeps costs down and helps manage realized gains. We buy securities for the long term, not for the short term.

Your Experience

Your personal investment goals and guidelines are established by a thorough review. Variables such as financial goals, tax situation, risk tolerance and time horizon are taken into account.

We will design and structure your investment portfolio to specifically address your individual needs. You will always have direct access to your portfolio manager.

Comprehensive quarterly reports are prepared for your review: performance analysis, portfolio summary, investment appraisal, purchase & sale transactions, and statistical profile of stock portfolio.